MORE than HALF of Brits on Universal Credit are carrying their advantages slashed to compensate behind loans they take to cope with a five-week wait for cash.
Thousands of Brits had hundreds of pounds knocked off their advantages since they had to compensate behind advances they’d taken out during a start or other debts for housing or bills.
New total suggested yesterday showed that half a million people in Oct had a reduction to their Universal Credit stipend – 53 per cent of all claims.
Of those people, around half had 20 per cent knocked off, and one in 5 had adult to a third taken off.
6,000 claims had some-more than 40 per cent of their stipend taken off, a created doubt to campaigning MP Frank Field showed.
Department for Work and Pensions apportion Alok Sharma wrote to say: “The aim of a deductions process in Universal Credit is to strengthen exposed claimants from eviction and/or carrying their gas, electricity and H2O cut off, by providing a final examination amends process for balance of these essential services.”
But MPs have argued that forcing Brits into debt when they pierce onto a new complement is a wrong approach to go.
The Sun has been campaigning for a five-week wait to be slashed to stop Brits being straddled with additional debts and costs from a unequivocally beginning.
Approximately 60 per cent of new claimants opt to take out an allege remuneration to assistance them final a 5 weeks before they can get help.
Amber Rudd has done it easier to explain an advance, in sequence to stop Brits losing their homes or going behind on bills.
But she’s also certified that a five-week wait for income has pushed people into regulating foodbanks.
The Work and Pensions Secretary is holding on a examination of a argumentative new complement to try and make it work.
IF you’re experiencing difficulty requesting for your Universal Credit, or a payments usually don’t cover costs, here are your options:
Apply for an advance – Claimants are means to get some income within 5 days rather than watchful weeks for their initial payment. But it’s a loan that means a repayments will be automatically deducted from your destiny Universal Credit compensate out.
Alternative Payment Arrangements– If you’re descending behind on rent, we or your landlord competence be means to request for an APA that will get your remuneration sent directly to your landlord. You competence also be means to change your payments to get them some-more frequently, or we can separate a payments if you’re partial of a couple.
Budgeting Advance – You competence be means to get assistance from a supervision to assistance with puncture domicile costs of adult to £348 if you’re single, £464 if you’re partial of a integrate or £812 if we have children. These are usually in cases like your cooker violation down or for assistance removing a job. You’ll have to repay a allege by your unchanging Universal Credit payments. You’ll still have to repay a loan, even if we stop claiming for Universal Credit.
Cut your Council Tax – You competence be means to get a bonus on your Council Tax or be entitled to Discretionary Housing Payments if your payments aren’t adequate to cover your rent.
Foodbanks – If you’re unequivocally tough adult and struggling to buy food and toiletries, we can find your internal foodbank who will yield we with assistance for free. You can find your nearest one on the Trussel Trust website.
Some Brits are also stung for prior over payments on a aged complement – many of whom are totally unknowingly that they due income until it’s taken off their Universal Credit payment.
A DWP mouthpiece said: “When claimants have housing or application arrears, we make deductions from their advantages to assistance compensate off debts and keep them in their homes.
“Safeguards are in place to safeguard that deductions are affordable.”
Earlier this week MPs suggested they will demeanour into either Brits are being forced into harlotry since of Universal Credit.